Hello and welcome to my first blog. I’m really excited to be starting out on this new journey and hope you will join me. In this virtual world, I bet you are bombarded on a daily basis with some kind of ‘click bait’ leading you off on a tangent wondering how you got there and what it was you were looking for in the first place. Admit it, we are all guilty of procrastinating; a quick peek at social media before starting work, but sometimes having a good virtual surf can be really useful to stimulate inspiration and problem solving (and putting off the mundane chores). Let me surf with you and lead you through the waves of the best offers, tips and hacks to help you save money, and more precious than that, time.